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A personal loan is money lent through a financial institution like a bank or an online lending marketplace that can be used to pay down credit cards, consolidate debt, or cover a wide range of expenses. Personal loans come with fixed monthly payments over a set period of time.
What is lender? definition and meaning BusinessDictionary.com.
Most" people don't' realize that if they are behind on their debt payments and are going through some trying times, their lenders will often consider negotiating a revised payment plan or possibly forgiving a portion of the debt. For lenders, negotiating is cheaper than either hiring a collection agency or risking that the individual might have their debts cleared in a bankruptcy proceeding.
Peer-to-peer lending Wikipedia.
Dealing with financial securities is connected to the question of ownership: in the case of person-to-person loans, the problem is who owns the loans notes and how that ownership is transferred between the originator of the loan the person-to-person lending company and the individual lenders.
lender Wiktionary.
lender plural lenders. One who lends, especially money; specifically, a bank or other entity that specializes in granting loans. Shakespeare, Hamlet, circa 1602, Act 1 scene 3, Polonius speaks 1 Neither" a borrower nor a lender be: For loan oft loses both itself and friend; And borrowing dulls the edge of husbandry."

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